Final Test

Dear friends!

Next week you are to write the final test (25 points) that is designed to test your vocabulary knowledge and skills. Material to brush up on for the test includes the following items:

For subgroups A-211, A-221, A-222:

1) Units 44-51, and Unit 55 (Oxford Word Skills)
2) Unit 36 (English Vocabulary in Use, Upper-Intermediate)
3) Upstream Unit 4 (p.61, 64)

For subgroups A-212, A-213, and A-223

1) Units 44, 45, 48, 49, 50, 51, 55 (Oxford Word Skills)
2) Upstream Unit 4 (p.61, 64)
3) Wordlist on topic "Money":

ATM n. Automatic Teller Machine aka Hole in the wall. 

balance n. the difference between credits and debits in an account

bank charges n. money paid to a bank for the bank's services etc

barter v. to trade without using money.

borrow v. to ask for the temporary use of money on the condition of repayment and at a set rate of interest. 

chequebook n. book containing detachable cheques 

cheque n. written order to a bank to pay the stated sum from one's account

credit n. money in a bank a/c; sum added to a bank a/c; money lent by a bank - also v. 

credit card n. (plastic) card from a bank authorising the purchasing of goods on credit

currency n. money that is used by a country such as the United Kingdom. 

current account n. bank a/c from which money may be drawn at any time; checking account US 

debit n. a sum deducted from a bank account, as for a cheque - also v. 

debit card n. you use a debit card in much the same way as a credit card but instead of receiving credit after making your purchase, the funds are automatically (within a few days usually) withdrawn from your bank account.

debt n. the state of owing something (especially money).

deposit n. an amount of money placed with a bank 

deposit account n. bank a/c on which interest is paid; savings account US.

interest n. money paid for borrowing money, or money that a bank or building society pays a customer for putting money into their bank.

interest rate n. the percentage of an amount of money which is paid for the use of that money over a period of time.

lend v.to give the temporary use of money on the condition of repayment and at a set rate of interest.

loan n. money lent by a bank etc and that must be repaid with interest - also v. 

mortgage n. most of us do not buy our homes outright for cash - instead we borrow money to do so. 

overdraft n. deficit in a bank account caused by withdrawing more money than is paid in

payee n. person to whom money is paid 

(bank) statement n. a record of transactions in a bank account 

withdraw v. to take money out of a bank account 

withdrawal n. the act of taking out money.

 Rich man / Poor man

There are lots of ways to describe how rich or poor someone is. Here are a few - from very rich to very poor.

filthy rich             rolling in it             wealthy             rich             prosperous             affluent             well off             hard-up             needy             skint             penniless             broke             poor             impoverished             poverty-stricken             destitute
If you gladly share your money you may be considered:- charitable - generous - sharing - unselfish If you keep all your money you may be considered: - mean - miserly - selfish - stingy - tight - uncharitable - ungenerous